@import url('https://fonts.googleapis.com/css2?family=Montserrat:wght@300;400;500;600;700&display=swap');
*{margin:0;padding:0;box-sizing:border-box}
body{font-family:'Montserrat',Arial,sans-serif;color:#333;background:#fff;-webkit-font-smoothing:antialiased}

/* ── HEADER ── */
.header{display:flex;align-items:center;justify-content:space-between;padding:14px 48px;background:#fff;border-bottom:3px solid #4a8c3f;position:sticky;top:0;z-index:100}
.header-logo{display:flex;align-items:center;text-decoration:none}
.header-logo img{height:44px}
.header-nav{display:flex;align-items:center;gap:24px}
.header-nav a{font-family:'Montserrat',sans-serif;font-size:13px;font-weight:500;color:#555;text-decoration:none;transition:color .2s;letter-spacing:.2px}
.header-nav a:hover{color:#4a8c3f}
.header-nav .back-link{display:flex;align-items:center;gap:5px;color:#4a8c3f;font-weight:600}
.header-nav .back-link svg{width:16px;height:16px;fill:#4a8c3f}

/* ── HERO ── */
.hero{background:linear-gradient(135deg,#2d6a4f 0%,#1b4332 60%,#081c15 100%);color:#fff;padding:68px 48px 60px;text-align:center;position:relative;overflow:hidden}
.hero::before{content:'';position:absolute;top:-60%;right:-20%;width:600px;height:600px;background:radial-gradient(circle,rgba(255,255,255,.06) 0%,transparent 70%);border-radius:50%}
.hero::after{content:'';position:absolute;bottom:-40%;left:-10%;width:500px;height:500px;background:radial-gradient(circle,rgba(255,255,255,.04) 0%,transparent 70%);border-radius:50%}
.hero h1{font-size:38px;font-weight:700;margin-bottom:14px;position:relative;z-index:1;letter-spacing:-.5px}
.hero p{font-size:17px;font-weight:300;max-width:640px;margin:0 auto;line-height:1.7;opacity:.92;position:relative;z-index:1}

/* ── CHOOSER ── */
.chooser-heading{font-size:26px;font-weight:600;color:#1b4332;text-align:center;margin-bottom:8px}
.chooser-sub{font-size:14px;color:#888;text-align:center;margin-bottom:28px}
.chooser-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px;margin-bottom:56px}
.chooser-card{background:#fff;border:1px solid #e8e8e8;border-radius:16px;padding:38px 30px;display:flex;flex-direction:column;align-items:center;text-align:center;cursor:pointer;font-family:'Montserrat',sans-serif;transition:all .25s}
.chooser-card:hover{border-color:#2d6a4f;box-shadow:0 10px 32px rgba(45,106,79,.12);transform:translateY(-3px)}
.chooser-icon{width:64px;height:64px;background:#eaf5ef;border-radius:16px;display:flex;align-items:center;justify-content:center;margin-bottom:18px;transition:background .25s}
.chooser-card:hover .chooser-icon{background:#2d6a4f}
.chooser-icon svg{width:30px;height:30px;fill:#2d6a4f;transition:fill .25s}
.chooser-card:hover .chooser-icon svg{fill:#fff}
.chooser-card h3{font-size:19px;font-weight:600;color:#1b4332;margin-bottom:8px}
.chooser-card p{font-size:13.5px;color:#777;line-height:1.6;margin-bottom:16px}
.chooser-cta{font-size:13px;font-weight:600;color:#2d6a4f}

/* ── BACK LINK ── */
.view-back{display:inline-flex;align-items:center;gap:6px;font-family:'Montserrat',sans-serif;font-size:13px;font-weight:600;color:#2d6a4f;background:none;border:none;cursor:pointer;padding:0;margin-bottom:20px}
.view-back:hover{text-decoration:underline}
.view-back svg{width:15px;height:15px;fill:#2d6a4f}

/* ── TABS ── */
.wrap{max-width:920px;margin:0 auto;padding:40px 48px 0}
.tab-bar{display:flex;border-bottom:2px solid #e0e0e0;margin-bottom:36px}
.tab-bar.hidden{display:none}
.tab-btn{flex:1;padding:16px 12px;font-family:'Montserrat',sans-serif;font-size:15px;font-weight:600;color:#888;background:none;border:none;border-bottom:3px solid transparent;margin-bottom:-2px;cursor:pointer;letter-spacing:.3px;transition:all .2s}
.tab-btn:hover{color:#2d6a4f}
.tab-btn.active{color:#1b4332;border-bottom-color:#2d6a4f}
.tab-panel{display:none}
.tab-panel.active{display:block}

/* ── TYPOGRAPHY ── */
.h2{font-size:26px;font-weight:600;color:#1b4332;margin-bottom:14px}
.p{font-size:15px;line-height:1.75;color:#555;margin-bottom:16px}
.p strong{color:#2d6a4f}

/* ── DOC CARDS ── */
.docs-heading{font-size:19px;font-weight:600;color:#1b4332;margin:28px 0 6px}
.docs-sub{font-size:13px;color:#888;margin-bottom:24px}
.doc-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(190px,1fr));gap:18px;margin-bottom:40px}
.doc-card{background:#fff;border:1px solid #e8e8e8;border-radius:12px;padding:26px 22px;display:flex;flex-direction:column;align-items:center;text-align:center;transition:all .25s;cursor:pointer;text-decoration:none;color:inherit}
.doc-card:hover{border-color:#2d6a4f;box-shadow:0 8px 28px rgba(45,106,79,.10);transform:translateY(-3px)}
.doc-icon{width:52px;height:52px;background:#eaf5ef;border-radius:13px;display:flex;align-items:center;justify-content:center;margin-bottom:14px;transition:background .25s}
.doc-card:hover .doc-icon{background:#2d6a4f}
.doc-icon svg{width:24px;height:24px;fill:#2d6a4f;transition:fill .25s}
.doc-card:hover .doc-icon svg{fill:#fff}
.doc-card h4{font-size:14px;font-weight:600;color:#1b4332;margin-bottom:5px}
.doc-card p{font-size:12px;color:#888;line-height:1.5;margin-bottom:12px}
.badge{display:inline-flex;align-items:center;gap:5px;font-size:11px;font-weight:600;color:#2d6a4f;background:#eaf5ef;padding:4px 11px;border-radius:20px;letter-spacing:.3px}
.badge svg{width:13px;height:13px;fill:#2d6a4f}
.badge-form{background:#fff3e0;color:#e65100}
.badge-form svg{fill:#e65100}
.badge-soon{background:#eee;color:#777}
.badge-soon svg{fill:#777}
.doc-card-soon{cursor:default;opacity:.6}
.doc-card-soon:hover{border-color:#e8e8e8;box-shadow:none;transform:none}
.doc-card-soon:hover .doc-icon{background:#eaf5ef}
.doc-card-soon:hover .doc-icon svg{fill:#2d6a4f}

/* ── FORM STYLES ── */
.form-wrap{background:#f7faf8;border:1px solid #e4ece7;border-radius:14px;padding:36px 32px 40px;margin-bottom:40px}
.sec-title{font-size:13px;font-weight:700;color:#2d6a4f;text-transform:uppercase;letter-spacing:1px;margin-bottom:18px;padding-bottom:8px;border-bottom:1px solid #d6e6dc}
.sec-title.mt{margin-top:28px}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-bottom:16px}
.form-row.full{grid-template-columns:1fr}
.form-group label{display:block;font-size:13px;font-weight:500;color:#444;margin-bottom:5px}
.req{color:#c0392b}
.form-group input,.form-group select,.form-group textarea{font-family:'Montserrat',sans-serif;font-size:14px;padding:11px 14px;border:1px solid #d4d4d4;border-radius:8px;background:#fff;color:#333;outline:none;width:100%;transition:border-color .2s}
.form-group textarea{resize:vertical;min-height:60px}
.form-group input:focus,.form-group select:focus,.form-group textarea:focus{border-color:#2d6a4f}
.form-group input::placeholder,.form-group textarea::placeholder{color:#bbb}
.input-err{border-color:#c0392b !important}
.err-text{font-size:11px;color:#c0392b;margin-top:3px;min-height:0}
.match-ok{font-size:11px;color:#2d6a4f;margin-top:3px}
.radio-row{display:flex;gap:28px;padding-top:6px;align-items:center}
.radio-row label{display:flex;align-items:center;gap:6px;font-size:14px;color:#444;cursor:pointer}
.radio-row input[type=radio]{accent-color:#2d6a4f;width:16px;height:16px}
.checkbox-row{display:flex;align-items:flex-start;gap:10px;margin-top:8px}
.checkbox-row input[type=checkbox]{accent-color:#2d6a4f;width:16px;height:16px;margin-top:2px;flex-shrink:0}
.checkbox-row label{font-size:13px;color:#555;line-height:1.5;cursor:pointer}

/* ── SIGNATURE ── */
.sig-canvas-wrap{position:relative;margin-top:4px}
.sig-canvas{width:100%;height:120px;border:1px solid #d4d4d4;border-radius:8px;background:#fff;cursor:crosshair;touch-action:none}
.sig-actions{display:flex;gap:8px;margin-top:6px}
.sig-clear{font-family:'Montserrat',sans-serif;font-size:12px;font-weight:500;color:#888;background:none;border:1px solid #d4d4d4;border-radius:6px;padding:4px 12px;cursor:pointer}
.sig-clear:hover{color:#c0392b;border-color:#c0392b}

/* ── UPLOAD ── */
.upload-row{display:flex;align-items:center;gap:12px;margin-top:6px}
.upload-btn{display:inline-flex;align-items:center;gap:6px;font-family:'Montserrat',sans-serif;font-size:13px;font-weight:600;color:#fff;background:#2d6a4f;border:none;padding:10px 18px;border-radius:8px;cursor:pointer;transition:background .2s}
.upload-btn:hover{background:#1b4332}
.upload-btn svg{width:16px;height:16px;fill:#fff}
.upload-hint{font-size:12px;color:#888;line-height:1.4}
.form-note{font-size:12px;color:#888;font-style:italic;margin-top:-8px;margin-bottom:20px}
.entity-sub-hidden{display:none}

/* ── W9 STATUS ── */
.w9-box{display:flex;align-items:center;gap:10px;padding:10px 14px;border-radius:8px;margin-top:8px;font-size:13px;font-weight:500}
.w9-checking{background:#f0f4ff;color:#3b5bdb;border:1px solid #bac8ff}
.w9-valid{background:#eaf5ef;color:#1b7a3e;border:1px solid #b7d7c8}
.w9-invalid{background:#fef2f2;color:#b91c1c;border:1px solid #fca5a5}

/* ── BUTTONS ── */
.submit-btn{display:block;width:100%;font-family:'Montserrat',sans-serif;font-size:15px;font-weight:600;color:#fff;background:#2d6a4f;border:none;padding:16px;border-radius:8px;cursor:pointer;letter-spacing:.3px;margin-top:20px;transition:background .2s}
.submit-btn:hover{background:#1b4332}
.submit-btn:disabled{background:#8fbc8f;cursor:not-allowed}
.submit-banner{display:none;background:#fef2f2;border:1px solid #fca5a5;border-radius:8px;padding:12px 16px;margin-top:16px;font-size:14px;color:#b91c1c;line-height:1.5}
.submit-banner.visible{display:block}
.success-box{background:#eaf5ef;border:1px solid #b7d7c8;border-radius:12px;padding:48px 32px;text-align:center;margin-bottom:40px}
.success-box .checkmark{font-size:48px;margin-bottom:12px;color:#2d6a4f}
.success-box .h2{margin-bottom:10px}
.success-box p{max-width:480px;margin:0 auto}

/* ── MODAL ── */
.modal-overlay{display:none;position:fixed;top:0;left:0;width:100%;height:100%;background:rgba(0,0,0,.5);z-index:200;align-items:center;justify-content:center;padding:20px}
.modal-overlay.open{display:flex}
.modal{background:#fff;border-radius:14px;max-width:580px;width:100%;max-height:90vh;overflow-y:auto;padding:0;box-shadow:0 20px 60px rgba(0,0,0,.2)}
.modal-header{display:flex;align-items:center;justify-content:space-between;padding:24px 28px 0}
.modal-header h3{font-size:20px;font-weight:600;color:#1b4332}
.modal-close{background:none;border:none;font-size:24px;color:#888;cursor:pointer;padding:4px 8px;line-height:1}
.modal-close:hover{color:#333}
.modal-body{padding:20px 28px 28px}
.modal-wide{max-width:680px}
.modal-body a{color:#2d6a4f;font-weight:600;text-decoration:underline;text-underline-offset:2px}
.modal-body a:hover{color:#1b4332}
.ap-list{margin:0 0 16px 22px;font-size:15px;line-height:1.75;color:#555}
.ap-list li{margin-bottom:8px}
.modal-success{text-align:center;padding:40px 28px}
.modal-success .checkmark{font-size:40px;color:#2d6a4f;margin-bottom:10px}

/* ── COI OPTIONS ── */
.coi-option{display:flex;align-items:center;gap:16px;width:100%;background:#fff;border:1px solid #e0e0e0;border-radius:12px;padding:18px 20px;margin-bottom:14px;cursor:pointer;text-align:left;text-decoration:none;color:inherit;font-family:'Montserrat',sans-serif;transition:all .2s}
.coi-option:hover{border-color:#2d6a4f;box-shadow:0 6px 20px rgba(45,106,79,.10)}
.coi-option-icon{width:44px;height:44px;flex-shrink:0;background:#eaf5ef;border-radius:11px;display:flex;align-items:center;justify-content:center}
.coi-option-icon svg{width:22px;height:22px;fill:#2d6a4f}
.coi-option-text h4{font-size:14px;font-weight:600;color:#1b4332;margin-bottom:3px}
.coi-option-text p{font-size:12.5px;color:#777;line-height:1.5}
.coi-option-chevron{width:18px;height:18px;fill:#bbb;flex-shrink:0;margin-left:auto;transition:fill .2s}
.coi-option:hover .coi-option-chevron{fill:#2d6a4f}
.coi-back{display:inline-flex;align-items:center;gap:5px;font-family:'Montserrat',sans-serif;font-size:13px;font-weight:600;color:#2d6a4f;background:none;border:none;cursor:pointer;padding:0;margin-bottom:16px}
.coi-back:hover{text-decoration:underline}
.coi-back svg{width:15px;height:15px;fill:#2d6a4f}

/* ── CONTACT SECTION ── */
.contact-section{background:#f7faf8;border:1px solid #e4ece7;border-radius:14px;padding:36px 32px;text-align:center;margin:8px 0 48px}
.contact-section h3{font-size:20px;font-weight:600;color:#1b4332;margin-bottom:8px}
.contact-section p{font-size:14px;color:#666;line-height:1.6;max-width:540px;margin:0 auto 20px}
.contact-email-btn{display:inline-flex;align-items:center;gap:8px;background:#2d6a4f;color:#fff;padding:12px 28px;border-radius:8px;text-decoration:none;font-size:14px;font-weight:600;transition:background .2s}
.contact-email-btn:hover{background:#1b4332}
.contact-email-btn svg{width:17px;height:17px;fill:#fff;flex-shrink:0}

/* ── UTILITIES ── */
@keyframes spin{to{transform:rotate(360deg)}}
.spinner{display:inline-block;width:16px;height:16px;border:2px solid #3b5bdb;border-top-color:transparent;border-radius:50%;animation:spin .8s linear infinite}

/* ── RESPONSIVE ── */
@media(max-width:768px){
  .header{padding:12px 20px}
  .header-nav{gap:16px}
  .header-nav a{font-size:12px}
  .hero{padding:48px 20px 40px}.hero h1{font-size:28px}.hero p{font-size:15px}
  .wrap{padding:28px 20px 0}.doc-grid{grid-template-columns:1fr}
  .chooser-grid{grid-template-columns:1fr}
  .form-row{grid-template-columns:1fr}.form-wrap{padding:24px 18px 28px}
  .contact-section{padding:32px 20px}
}


/* ── FOOTER ── */
.footer{background:#f5f5f5;padding:60px 48px 40px;display:grid;grid-template-columns:1fr 1fr 1fr;gap:40px;border-top:1px solid #e0e0e0}
.footer-left{}
.footer-logo-img{height:70px;margin-bottom:8px}
.footer-subsidiary{font-size:14px;color:#4a9de0;margin-bottom:4px;font-style:italic}
.footer-csc-logo{font-size:20px;font-weight:700;letter-spacing:2px;margin-bottom:20px}
.footer-csc-logo span:first-child{color:#4a9de0}
.footer-csc-logo span:last-child{color:#888}
.footer-contact-btn{display:inline-block;background:#9cc63b;color:#fff;padding:10px 28px;border-radius:0;text-decoration:none;font-size:14px;font-weight:600;margin-bottom:20px;transition:background .2s}
.footer-contact-btn:hover{background:#8ab534}
.footer-social{display:flex;gap:12px;margin-bottom:12px}
.footer-social a{width:36px;height:36px;border-radius:50%;background:#333;display:flex;align-items:center;justify-content:center;transition:background .2s}
.footer-social a:hover{background:#4a8c3f}
.footer-social svg{width:18px;height:18px;fill:#fff}
.footer-privacy{font-size:12px;color:#4a9de0;text-decoration:underline;cursor:pointer}
.footer-center{text-align:right}
.footer-center h4{font-size:16px;font-weight:400;color:#333;margin-bottom:20px;text-decoration:underline;text-underline-offset:4px}
.footer-center a{display:block;font-size:14px;color:#555;text-decoration:none;padding:8px 0;transition:color .2s}
.footer-center a:hover{color:#4a8c3f}
.footer-right{text-align:center}
.footer-right h4{font-size:16px;font-weight:400;color:#333;margin-bottom:16px;font-style:italic}
.footer-subscribe{display:flex;flex-direction:column;align-items:flex-end;gap:8px;margin-bottom:20px}
.footer-subscribe label{font-size:13px;color:#555}
.footer-subscribe input{font-family:'Montserrat',sans-serif;font-size:14px;padding:8px 0;border:none;border-bottom:2px solid #333;background:transparent;outline:none;width:200px;text-align:right}
.footer-subscribe button{background:#9cc63b;color:#fff;border:none;padding:10px 32px;font-family:'Montserrat',sans-serif;font-size:14px;font-weight:600;cursor:pointer;transition:background .2s}
.footer-subscribe button:hover{background:#8ab534}
.footer-hashtags{font-size:14px;color:#333;font-style:italic;line-height:1.6}